**Curious about the potential earnings on a $20,000 investment in a CD?**

Dive into the details of how a $20,000 certificate of deposit can grow over the course of a year. Additionally, insights into other commonly chosen certificate of deposit term lengths are included. These projections are based on a consistent 3.80% annual interest rate. If your CD offers a different interest rate, you can adjust it below for accurate forecasts.

**APY**