How Much Can I Earn on a $500,000 CD?

Considering investing $500,000 in a Certificate of Deposit (CD) and wondering about potential earnings?

Explore the example below, showing how your money can accumulate over different CD terms at an assumed 3.8% annual interest rate. Keep in mind that interest rates can vary, so you can use the calculator below to input your actual interest rate for more precise results.


Term Return Your Balance

Calculator Definitions


The amount you invest to open your CD account.


The total duration, measured in months, until your CD matures.

Annual Percentage Yield (APY)

The effective annual interest rate earned on your CD.

More Calculations With Dollar Amounts

Hopefully this was helpful! You can also use our free CD interest calcalator to get more specific calculations. 

Disclaimer: Educational Information Only

The information provided on this website is for educational purposes only. We want to emphasize that each individual's financial situation is unique.. We do not provide expert financial advice, advisory or brokerage services, and we do not recommend or advise individuals to buy or sell specific stocks or securities. Please be aware that performance information may have changed since the time of publication, and past performance is not indicative of future results.